Loan Officer

The King Group|1 Harbison Way suite 115, Columbia, SC

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Your Opportunity

Here's a professional job description for a Loan Officer position with Envoy Mortgage. You can customize it further to reflect specific branch needs or local hiring goals:

Job Title: Loan Officer
Location: Columbia, SC
Company: Envoy Mortgage
Employment Type: Full-Time
Reports To: Branch Manager or Sales Manager

About Envoy Mortgage

Envoy Mortgage is a nationally recognized mortgage lender with a reputation for exceptional service, product innovation, and community commitment. Our goal is to simplify the home financing process while delivering personalized solutions to each borrower. At Envoy, we provide our Loan Officers with cutting-edge technology, a full suite of loan products, competitive pricing, and unwavering operational support to help you grow your business.

Job Summary

As a Loan Officer at Envoy Mortgage, you will be responsible for originating residential mortgage loans in accordance with company and investor guidelines. You’ll work closely with borrowers, real estate agents, and other professionals to guide clients through the home loan process from pre-qualification to closing. This role is ideal for a motivated, self-starting professional with a passion for helping people achieve homeownership.

What We Offer

  • Access to a wide array of loan products and pricing options.
  • Industry-leading marketing, CRM, and lead generation tools.
  • Fast, reliable support from in-house processing and underwriting teams.
  • Competitive compensation and commission structure.
  • Ongoing training and development opportunities.
  • Collaborative and supportive company culture.

Join the Envoy Mortgage team and help make homeownership possible—one family at a time.

Would you like a version tailored for a specific location or experience level (e.g., entry-level vs senior loan officer)?

Responsibilities

Key Responsibilities

  • Prospect, develop, and maintain strong relationships with clients, real estate agents, builders, and referral partners.
  • Conduct initial borrower interviews and gather necessary financial documentation.
  • Analyze applicants’ financial situations and recommend appropriate loan products.
  • Stay up to date on loan programs, guidelines, and compliance requirements.
  • Coordinate with internal processing, underwriting, and closing teams to ensure smooth and timely loan closings.
  • Provide exceptional customer service throughout the loan process and maintain high customer satisfaction.
  • Meet or exceed monthly production goals and company expectations.

Qualifications

Qualifications

  • Minimum 1–3 years of mortgage lending or sales experience (preferred).
  • Active NMLS license and any state-specific licensing requirements (required).
  • Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines.
  • Strong communication, interpersonal, and organizational skills.
  • Proficient with loan origination software (e.g., Encompass) and basic CRM tools.
  • Proven ability to build a referral-based business.

Compensation

$80,000 - $120,000 USD Yearly

This is a commission based position.

About Our Team

Envoy is at the forefront of innovation, providing a state-of-the-art, broker-neutral business services and technology platform that is transforming the real estate landscape for top-tier agents and their clients. By becoming part of Envoy, you gain access to comprehensive in-house marketing and design resources, daily live professional development sessions, cutting-edge technology that automates up to 75% of routine tasks, and much more. We are dedicated to fostering your growth, offering abundant opportunities for both personal and professional development, empowering you to broaden your horizons and achieve exceptional success as a member of the Envoy team.